The Social Security System (SSS) in the Philippines continues to provide essential support for members through its Disability Benefit Scheme.
For 2025, eligible members can receive a monthly payment of up to ₱4800 if they suffer from permanent partial or total disability. These benefits ensure financial stability for those unable to maintain regular employment due to health limitations.
In this guide, you’ll find full details about eligibility, payment structure, and how to claim the SSS ₱4800 monthly payment.
Overview of the SSS ₱4800 Disability Benefit Scheme
The SSS Disability Benefit provides cash assistance to members diagnosed with permanent partial or permanent total disability. Depending on the member’s SSS contributions and the nature of the disability, the benefit is granted either as a monthly pension or a lump sum amount.
| Benefit Type | Eligibility | Payment Type |
|---|---|---|
| Monthly Pension | At least 36 monthly contributions | ₱1000 to ₱4800/month |
| Lump Sum Amount | Less than 36 contributions or short-term disability | Lump sum based on contribution history & disability % |
Eligibility Criteria for the SSS ₱4800 Monthly Payment
To be eligible for the SSS Disability Benefit, you must meet the following conditions:
- SSS Member: Must be an active contributing member of SSS.
- Contribution Requirement: At least one contribution paid before the semester of disability.
- Medical Certification: Proof of permanent partial or total disability certified by a licensed physician.
- Nature of Disability:
- Permanent Partial Disability: Loss of thumb/fingers, loss of hearing in one ear.
- Permanent Total Disability: Complete blindness, paralysis, severe brain injury.
Monthly Pension Payment Details
The monthly pension varies based on the member’s years of service, salary credit, and number of contributions.
| Years of Service | Monthly Pension Amount |
|---|---|
| Less than 10 years | ₱1,000 |
| 10 to 19 years | ₱1,200 |
| 20 or more years | ₱2,400 – ₱4800* |
* The ₱4800 monthly pension is the maximum allowed for fully qualified members with long contribution histories and higher salary credits.
How to Claim the SSS ₱4800 Disability Benefit
Follow these steps to successfully file for your SSS disability benefit:
- Prepare Required Documents:
- Disability Claim Application Form (DisCA)
- SSS Medical Certificate
- Valid ID and supporting medical records
- Member’s Photo and Signature Form
- Submit Your Application:
- Submit all documents to your nearest SSS branch.
- Alternatively, use DropBox submission due to ongoing health protocols.
- Enroll Disbursement Account:
- Use the Disbursement Account Enrollment Module (DAEM) on the SSS website.
- Upload proof of account (POA), government-issued ID, and a selfie.
- Processing Time:
- Claim processing typically takes 5-7 banking days after approval.
- You will receive an SMS or email notification once processed.
₱4800 Lump Sum Payment Option
Members who do not meet the 36-month contribution requirement may qualify for a lump sum. The lump sum amount is calculated as:
- Total monthly pension x number of contributions paid, or
- 12x monthly pension, whichever is higher.
- For partial disabilities, the benefit is prorated based on the percentage of disability.
Additional Benefits for Disability Pensioners
SSS disability pensioners also receive:
- ₱500 supplemental allowance (monthly).
- 13th-month pension paid every December (for pensions lasting at least 12 months).
- Dependent’s pension of 10% of the monthly pension or ₱250, whichever is higher, for each dependent child.
The SSS ₱4800 monthly payment in 2025 provides a critical financial safety net for members living with disabilities.
Whether you qualify for a monthly pension or a lump sum, understanding the eligibility requirements and filing process ensures you can receive the support you deserve.
If you or a loved one meets the criteria, start preparing your documents today to secure this valuable benefit.
FAQs
Who is eligible for the SSS ₱4800 monthly disability benefit?
SSS members with permanent partial or total disability, certified by a physician, and with at least 36 contributions, may qualify.
How long does it take to process an SSS disability claim?
Once approved, benefit claims are generally processed within 5-7 banking days, and members are notified via SMS or email.
Can I still receive the benefit if I start working again?
If a pensioner recovers or resumes employment, the disability pension may be suspended, based on SSS regulations.