To counter persistent inflation and rising household expenses, the Singapore government has officially confirmed a Cost of Living Relief Payment for August 2025.
This payout, ranging between $200 and $400, is part of the Enhanced Assurance Package designed to provide financial assistance to eligible Singaporeans impacted by the rising cost of utilities, food, and daily essentials.
Here’s a complete breakdown of the payment amounts, eligibility requirements, and how the funds will be distributed.
Who Is Eligible for the 2025 Cost of Living Payment?
To qualify, individuals must meet the following conditions:
- Must be a Singapore citizen
- Must be aged 21 or older in 2025
- Eligibility is based on Assessable Income (AI) and Annual Value (AV) of the home (as of 2024)
- Must not exceed the income and property value thresholds
Those living in high-value private properties or earning above $100,000 annually are excluded.
2025 Payout Amounts Based on Income and Property Value
The government uses a tiered system to ensure those with lower income and living in less expensive homes receive the most financial support.
| Assessable Income (AI) | Annual Value (AV) of Home | Payment Amount |
|---|---|---|
| ≤ $22,000 | ≤ $13,000 | $400 |
| ≤ $22,000 | $13,001 – $21,000 | $350 |
| $22,001 – $34,000 | ≤ $13,000 | $300 |
| $22,001 – $34,000 | $13,001 – $21,000 | $250 |
| $34,001 – $100,000 | ≤ $21,000 | $200 |
Anyone with AI above $100,000 or whose property AV exceeds $21,000 will not qualify for the 2025 COL payout
Disbursement Timeline and Method
The $200–$400 payment will be credited in August 2025, with automatic disbursement based on existing government records. Here’s how the payout will be distributed:
- PayNow-NRIC: Default and preferred mode; fastest and most secure
- GovCash: For those without PayNow but with Singpass-linked accounts
- Cheque: Issued only if no digital method is set up
It is highly recommended to link your NRIC to PayNow via your bank to avoid delays.
No Application Required
Eligible individuals do not need to apply. If you’ve:
- Filed your income tax for the relevant year
- Kept your residential details updated
- Linked your PayNow-NRIC or have valid payment preferences on Singpass
…then your payment will be processed automatically. Those who believe they are eligible but do not receive funds by the end of August should check the Assurance Package website or contact the Ministry of Finance for clarification.
The $200–$400 Cost of Living Relief Payment for August 2025 is a strategic financial measure aimed at helping Singaporeans navigate high living expenses and inflation. W
hether you’re a young adult, a low-income worker, or a retiree, this relief serves as a crucial buffer. Be sure to check your PayNow status, keep your Singpass details up to date, and monitor notifications to stay informed.
FAQs
How do I know if I qualify for the August 2025 COL Payment?
Eligibility is based on your Assessable Income, home’s Annual Value, and citizenship status. Check the Assurance Package portal for personalized info.
When will the payment be made?
The Cost of Living Relief will be credited in August 2025, with most recipients receiving it via PayNow-NRIC.
Do I need to register or apply?
No. Eligible recipients will automatically receive the payout based on IRAS and Singpass-linked data.